Annual Enrollment for 2026 benefits

It’s time to elect your benefits for next year

The Annual Enrollment period is your opportunity to review and make changes to your benefits for 2026. When you log in to Benefits Connect, you can:

review the benefits available to you, including any new benefits your employer may offer for 2026, costs, and any cost-sharing with your employer
add eligible family members or remove them from coverage
enroll for benefits and/or make changes to your coverage for 2026
review and update your beneficiaries

The benefits available during Annual Enrollment reflect the benefits your employer will offer you for 2026. After reviewing and making your elections, please submit your Annual Enrollment in Benefits Connect.

After the Annual Enrollment period ends, you won’t have another chance to elect benefits or make changes for 2026 unless you have a qualifying life event, such as becoming a parent, marriage, or divorce.

Check your family's Social Security numbers

The Board is required to have Social Security numbers for covered family members. If you haven’t already, please submit these numbers in Benefits Connect.

Support for your Annual Enrollment

If you need assistance with Benefits Connect or completing your Annual Enrollment, call the Board at 800-PRESPLAN (800-773-7752) (TTY: 711). Service representatives are available to serve you 8:30 a.m. to 6 p.m. ET.

As you complete your Annual Enrollment, if the benefits options available to you, or the costs, are not what you expected, discuss them with your employer. If your employer would like to make any changes to the benefits they offer, they must call the Board.

Complete Call to Health — and get ready for a refreshed program

Friday, Nov. 7, is also the deadline for Medical Plan members to complete Call to Health and receive reduced deductible(s) for 2026. If you haven’t already reached Level 1 and qualified for reduced deductible(s), log in to calltohealth.org and complete required and optional activities to earn at least 1,000 points.

Learn more about completing Call to Health.

Beginning with the new program year on Jan. 2, 2026, Call to Health will be refreshed, featuring new ways for participants to work toward wholeness. The website and app will move to a new platform, providing a more personalized experience and enabling you to set and achieve your own unique health and wellness goals.

If you were previously registered for Call to Health, you will need to reset your user credentials to access the new platform. More details about the refreshed Call to Health program will be announced soon.

2026 dues packages

The 2026 Benefits Plan continues to offer the dues packages introduced in 2025: the Congregational Pastors Package, the Covenant Package, and Transitional Pastor’s Participation. These packages and the benefits they offer reflect our commitment to support member wholeness and sustain ministry.

Details about these packages, including dues, can be found at seasonofrebuilding.pensions.org. Additionally, the Decision Guide for Minister Benefits, updated with 2026 dues, can help determine eligibility and costs for the Covenant Package, the Congregational Pastors Package, and Transitional Pastor's Participation.

2026 benefits updates

As you consider your benefits elections for 2026, please note these updates, effective Jan. 1, 2026, for the Retirement Savings Plan and the Vision Plan, if offered by your employer.

Retirement Savings Plan expense ratios and participant fees

As a result of the Board’s annual evaluation to ensure the Retirement Savings Plan is operating efficiently, the following updates have been made for 2026:

Expense ratios for the PC(USA) Socially Responsible Balanced Fund and the PC(USA) Socially Responsible US Equity Fund will decrease by 10 basis points. These two PC(USA) funds align with Mission Responsibility Through Investment policies on socially responsible investing, honoring the values of the Church.
The administration fee will increase from $15/year to $20/year. When you participate in the Retirement Savings Plan, this fee is automatically deducted quarterly from your account. This is the first administration fee increase for the plan since 2010.

Vision Plan rates increase

Monthly coverage costs for the Vision Plan for 2026 have increased for the first time since 2019:

Member-only: $4.47
Member + Spouse: $8.84
Member + Child(ren): $9.40
Member + Family: $15.09

If your employer has offered the Vision Plan to you, they may have chosen to contribute toward some or all of the cost. You will review any cost-sharing with your employer when you complete your Annual Enrollment.

Is your contact information up to date?

The Annual Enrollment period is also a great time to review your contact information in Benefits Connect and update it, if needed, to ensure you receive important messages and information about your benefits from the Board.