Annual Enrollment for 2024 benefits

Annual Enrollment for 2024 benefits is Monday, October 23, through Friday, November 10. During this time, employees log on to Benefits Connect to elect benefits or make changes to their coverage, effective January 1, 2024.

Annual enrollment for 2023 benefits

It’s time to elect your benefits for next year

Annual Enrollment is your opportunity to review and make changes to your benefits to ensure you will have the coverage you want — and that best meets your needs — for 2024. From October 23 through November 10, log on to Benefits Connect to review your benefits options and costs for coverage effective January 1, 2024. During this time, you can

review the benefits available to you, including any new benefits your employer may offer for 2024, and the costs;

add eligible family members or remove them from coverage;

enroll for benefits and/or make changes to your current coverage; and

review and update your beneficiaries.

After Annual Enrollment ends, you won’t have another chance to elect benefits or make changes for 2024 unless you have a qualifying life event.

 

Learn about your benefits options 

Explore information and resources to better understand the benefits available to you for 2024. The benefits your employer offers may include any or all of the following:

Financial Protection Programs

Death and Disability Plan provides enrolled members with death benefits for beneficiaries and eligible survivors in the event of the member’s death, plus disability benefits for members who become unable to work because of sickness or injury.

Term Life Plan provides death benefits coverage, in either a fixed amount or equal to your effective salary, up to $50,000.

Long-Term Disability Plan provides financial protection for a disability that extends beyond 90 days.

Temporary Disability Plan provides financial protection in the event of a short-term disability.

Supplemental death benefits provide coverage in addition to the death benefits provided under the Death and Disability and Term Life plans.

Supplemental disability benefits provide coverage in addition to the disability benefits provided under the Death and Disability Plan to those who qualify.

Health Programs

The Medical Plan includes features such as generous preventive care, prescription drug benefits, telemedicine benefits, and access to Call to Health, our online well-being program. Coverage also includes care navigation to help guide you through the healthcare system.

The Dental Plan provides coverage for preventive, basic, and major services, as well as orthodontic treatment for covered children under age 22, saving you money and supporting overall health and well-being.

The Vision Eyewear Plan enables you to save hundreds of dollars every year on the cost of eyeglasses or contacts and more.

Tax-Advantaged Accounts

Flexible spending accounts enable you to set aside pretax dollars through payroll deductions to pay for eligible healthcare and dependent care expenses, saving you money.

Health savings accounts can be used by those enrolled in the high deductible health plan (HDHP) medical option to pay for qualified healthcare expenses, including the annual HDHP deductible.

Retirement Programs

Defined Benefit Pension Plan provides monthly income payments throughout retirement.

Retirement Savings Plan of the Presbyterian Church (U.S.A.) is a defined contribution 403(b)(9) plan that allows for tax-advantaged savings for retirement.

Review your retirement savings

Although you can make changes at any point throughout the year, Annual Enrollment is the perfect time to review your participation in the Retirement Savings Plan of the Presbyterian Church (U.S.A.).

  • Evaluate your savings and investment goals.
  • Change contributions or investment options.

Need assistance?

If you need help understanding your Medical Plan options offered through the Board, connect with Quantum Health at 855-497-1237 (TTY: 711). Your Care Coordinator can explain the copays, deductibles, and coinsurance that may apply when using healthcare services.

If you have questions about the features of any benefit, how to use Benefits Connect, or the Annual Enrollment process, call the Board of Pensions at 800-773-7752 (800-PRESPLAN) (TTY: 711). We are here to serve you.

If you have questions about the benefits available to you or the costs, discuss them with your employer.