Annual enrollment for 2023 benefits

It's time to elect 2023 benefits

Annual enrollment is your opportunity to review and make changes to your current benefits to ensure you will have the coverage you want — and that best meets your needs — for 2023. From October 24 through November 11, log on to Benefits Connect to review your benefits options and costs for coverage effective January 1, 2023. During this time, you can

• review the benefits available to you, including any new benefits your employer may offer for 2023, and the costs;
  
• add eligible family members or remove them from coverage;
• enroll for benefits and/or make changes to your current coverage; and
• review and update beneficiaries.

After annual enrollment ends, you won’t have another chance to elect benefits or make changes for 2023 unless you have a qualifying life event.  

Learn about your benefits options 

Explore information and resources to better understand the benefits available to you for 2023. The benefits your employer offers may include any or all of the following:

Financial Protection Programs

• Death and Disability Plan provides enrolled members with death benefits for beneficiaries and eligible survivors in the event of the member’s death and disability benefits for members who become unable to work because of sickness or injury.
• Term Life Plan provides death benefits coverage, in either a fixed amount or equal to your effective salary, up to $50,000.
• Long-Term Disability Plan provides financial protection for a disability that extends beyond 90 days.
• Temporary Disability Plan provides financial protection in the event of a short-term disability.
• Supplemental death benefits provide coverage in addition to the death benefits provided under the Death and Disability and Term Life plans.
  
• Supplemental disability benefits provide coverage in addition to the disability benefits provided under the Death and Disability Plan to those who qualify.
  

Health Programs

• Medical Plan includes features such as generous preventive care and prescription drug benefits, telemedicine benefits, and Call to Health, our online well-being program. Coverage also includes care navigation, to help guide you through the healthcare system.
  
• Dental Plan provides coverage for preventive, basic, and major services, as well as orthodontic treatment for covered children under age 22, saving you money and supporting overall health and well-being.
• Vision Eyewear Plan enables you to save hundreds of dollars every year on the cost of eyeglasses or contacts and more.
  

Tax-Advantaged Accounts

• Flexible spending accounts enable you to set aside pretax dollars through payroll deductions to pay for eligible healthcare and dependent care expenses — saving you money.
• Health savings accounts can be used by those who enroll in the high deductible health plan (HDHP) medical option to pay for qualified healthcare expenses, including the annual HDHP deductible.
  

Retirement Programs

• Defined Benefit Pension Plan provides monthly income payments throughout retirement.
• Retirement Savings Plan of the Presbyterian Church (U.S.A.) is a defined contribution 403(b)(9) plan that allows for tax-advantaged savings for retirement.