Enrolling for medical benefits

If your employer offers medical coverage, you may enroll for benefits when you are first eligible, during annual enrollment, and if you have a qualifying life event.

If your employer offers medical coverage and you are eligible to enroll, you may elect it within 30 days of starting employment, or an initial benefits eligibility date set by your employer (if later than the date your employment started). You may also choose to waive this coverage.

You may elect medical coverage from among the options selected by your employer in one of four levels:

  • Member-only
  • Member + Spouse
  • Member + Child(ren)
  • Member + Family

Your employer may pay the entire cost or contribute a portion of the cost of medical coverage.

You may also enroll or change benefits elections during annual enrollment, in the fall. Mid-year changes typically are not allowed unless you have a qualifying life event, such as a marriage or birth of a child. Changes must be made within 60 days of the qualifying life event.

Enrolling dependents

When enrolling a family member, you must provide required documentation, for example, a marriage license, birth certificate, or adoption decree, along with the family member’s birth date and Social Security number.

Your children younger than 26 may be enrolled for coverage regardless of whether they are financially dependent on you, are a full-time student, are married, or live with you. Dependent, totally disabled children who are covered under the plan before they reach age 26 also are eligible.

Manage your medical benefits from anywhere with the Highmark Plan mobile app.
  1. Open the iOS App Store on your iPhone or Google Play on your Android device.
  2. Search for Highmark Plan and download the free app.
  3. Register or log in using the same username and password you created if you already registered via highmarkbcbs.com.

ID cards

When you enroll in the PPO, EPO, or HDHP, you will receive two different ID cards:

You can order additional medical ID cards by calling Highmark BCBS at the number on the back of the card. You can also print your medical ID card from Highmark’s website or display a virtual ID card on your smartphone using the Highmark Plan mobile app.

Print an ID card

  1. Log on to the Highmark website.
  2. From the home page, click ID Card under Member Information.
  3. An image of your medical ID card will appear. If applicable, select the family member that you would like to print a card for and click Print this ID card. You can also order additional ID cards for yourself and/or your covered family members from this page.

View a virtual ID card

  1. Log in to Highmark Plan mobile app.
  2. From the home page, tap the ID card icon in the upper right.
  3. An image of your medical ID card will appear.