Enrolling for medical benefits

You may enroll for benefits when you are first eligible, during annual enrollment, and if you have a qualifying life event.​

Initial enrollment

​You may enroll for medical coverage within 60 days of

  • starting employment; or
  • an initial benefits eligibility date set by your employer (if later than the date your employment started).

Coverage is effective upon enrollment. Retroactive enrollments are not permitted.

How to enroll

You may elect coverage from among the options selected by your employer. Enrollment is through Benefits Connect, and is by coverage level:

  • Member-only
  • Member + Spouse
  • Member + Child(ren)
  • Member + Family

Enrolling dependents

When enrolling a family member, you must provide required documentation, for example, a marriage license, birth certificate, or adoption decree, along with the family member’s birth date and Social Security number.

Your children younger than 26 may be enrolled for coverage regardless of whether they are financially dependent on you, are a full-time student, are married, or live with you. Dependent, totally disabled children who are covered under the plan before they reach age 26 also are eligible.

Other enrollment opportunities

You may also enroll or change benefits elections during annual enrollment, in the fall. Mid-year changes typically are not allowed unless you have a qualifying life event, such as a marriage or birth of a child. Changes must be made within 60 days of the qualifying life event.