Your medical coverage costs depend on several factors, including which coverage level you choose and how much your employer contributes to the cost.
When you elect medical coverage, the monthly cost of coverage is expressed in flat dollar amounts by coverage level: Member-only, Member + Spouse, Member + Child(ren), or Member + Family.
If you’re enrolled in Pastor’s Participation, full family PPO medical coverage is included at no cost to you. Your employer pays the full cost.
In addition to the monthly cost of coverage, you share in the cost of medical care and treatment you receive through deductibles, copays, and coinsurance (previously referred to as copayments), which differ under each option. For more information, see the Key Provisions chart for your medical option (PPO, EPO, or HDHP).