Retirement Savings Plan investment options

The Retirement Savings Plan of the Presbyterian Church (U.S.A.) offers a variety of investment options through Fidelity Investments so participants can build diverse portfolios and comfortably invest in funds that best meet their specific goals. Options span the risk spectrum and include socially responsible options based on the guidelines of the Presbyterian Church (U.S.A.).

Expertly curated portfolio

The Board of Pensions’ in-house Investments team has curated this portfolio of investment options to best meet the goals of Retirement Savings Plan participants, with competitive fees and funds with proven performance track records to offer long-term advantages.

Participants may invest in any of the available funds in 1% increments and can change investment elections at any time.

Following are the available fund options:

• Allspring Special Large Cap Value Fund (EIVFX): invests at least 80% of assets in equity securities, with an emphasis on large-capitalization companies that are believed to be undervalued by the market.
• Dodge & Cox Income Fund (DODIX): invests at least 80% of assets in investment-grade debt securities and cash equivalents.
• Fidelity 500 Index Fund (FXAIX): invests at least 80% of assets in stocks included on the S&P 500 Index.
• Fidelity Diversified International Fund — Class K (FDIKX): invests primarily in non-U.S. securities.
• Fidelity Extended Market Index Fund (FSMAX): invests at least 80% of assets in stocks in the Dow Jones U.S. Completion Total Stock Market Index, representing mid- to small-capitalization U.S. companies.
• Fidelity Freedom Index Funds (FIKFX): each fund invests based on the participant’s anticipated year of retirement.
• Fidelity Global ex U.S. Index Fund (FSGGX): invests at least 80% of assets in securities included in the MSCI All Country World ex USA Index.
• Fidelity Growth Company Fund — Class K (FGCKX): invests primarily in domestic and foreign stocks that Fidelity Management & Research Company believes offer the potential for above-average growth.
  
• Fidelity Investments Money Market Government Portfolio — Institutional Class (FRGXX): invests at least 99.5% of assets in cash, U.S. Government securities, and/or repurchase agreements.
• Fidelity Real Estate Investment Portfolio (FRESX): invests at least 80% of assets in securities of companies principally engaged in the real estate industry and other real estate-related investments.
• PC(USA) Socially Responsible Balanced Fund: invests in the PC(USA) Socially Responsible U.S. Equity Portfolio, a socially screened equity portfolio benchmarked to the Russell 3000 Index, and the Fidelity Intermediate Treasury Bond Index Fund —Premium Class; invests in both stocks and bonds.
• PC(USA) Socially Responsible U.S. Equity Fund: invests in the PC(USA) Socially Responsible U.S. Equity Portfolio, a socially screened equity portfolio benchmarked to the Russell 3000 Index; invests primarily in stocks.