For employers: How to sign up to offer benefits through the Board
To express your interest in offering benefits through the Board of Pensions, complete the KPCA Employer Application form and email it to memberservices@pensions.org.
If you have questions about your application or your benefits options, call the Board at 800-PRESPLAN (800-773-7752) (TTY: 711). If you’re calling from outside the United States, please call 215-587-7200.
Once your church enrolls, eligible ministers and staff will choose benefits via Benefits Connect.
What’s offered in the Covenant Package
Ministers and staff members working 20 hours or more per week in the KPCA can enroll in the
Covenant Package and any or all of the additional benefits below. Ministers and staff members may be given the choice of any of the available benefits options offered through the Benefits Plan of the PC(USA), depending on their employer’s selections.
Benefits included in the Covenant Package
Defined Benefit Pension Plan provides members with a guaranteed monthly income — also known as a defined benefit — throughout their retirement.
Death and Disability Plan enables employees to protect their income and loved ones if the unexpected happens.
Temporary Disability Plan generally provides partial income to employees unable to work for up to 90 days due to illness or injury, after a seven-day waiting period.
Mental Well-Being and Employee Assistance Plan (EAP) allows employees to access counseling sessions and other resources to support wholeness and mental well-being — at no additional cost.
Also included
Assistance Program offers grants for a variety of needs, including adoption, emergencies, and education expenses for all eligible members, and housing supplements, income supplements, and medical grants for eligible retirees.
Lifelong Learning provides educational programs for members of the Benefits Plan, their spouses and surviving spouses, employers, and seminarians.
Additional benefits
Health & Wellness
Medical Plan reflects our shared commitment to nurturing the well-being of those who serve others. For 2027, six options are available, each delivering comprehensive coverage.
Dental Plan provides coverage for a wide range of preventive and restorative services, and orthodontic treatment for children under age 22.
Vision Plan helps to support vision health with coverage that includes an annual vision exam and the opportunity to save hundreds of dollars every year on the cost of eyeglasses or contacts, and more.
Retirement
Retirement Savings Plan of the Presbyterian Church (U.S.A.), a qualified 403(b)(9) defined contribution church plan, allows participants to build additional savings for retirement.
Death, Disability & Life
Supplemental death benefits ensure loved ones receive additional protection above the amounts provided under the Death and Disability Plan or the Term Life and Accidental Death and Dismemberment Plan.
This is not a full description of the benefits and limitations of the plan. If there is any difference between the information presented here and the provisions of the Benefits Plan of the Presbyterian Church (U.S.A.), the plan terms will govern.
Independent contractors and non-payroll staff members of KPCA organizations are not eligible to enroll in these benefits.
Need enrollment assistance?
If you need assistance and guidance as you enroll in your benefits plan, call the Board of Pensions for help: 800-PRESPLAN (800-773-7752) (TTY: 711). If you’re calling from outside the United States, please call 215-587-7200.
About the Board of Pensions
The Board of Pensions of the Presbyterian Church (U.S.A.) provides robust benefits and services to PC(USA) churches, agencies, and affiliated employers through the Benefits Plan of the PC(USA). God’s desire that everyone experience life abundant guides us in our mission to serve.
The Benefits Plan serves more than 60,000 individuals with benefits and programs designed to foster spiritual, health, financial, and vocational well-being.