The Board of Pensions of the Presbyterian Church (U.S.A.) is proud to partner with the KPCA to provide benefits and programs that support wholeness and well-being in four key areas: spiritual, health, financial, and vocational. We’re committed to serving as many people as possible and are ready to support employers and employees as they select their offerings and enroll in their benefits for 2025.
The 2025 Benefits Plan, updated to better meet the needs of the changing Church, includes several benefits enhancements that provide even greater value. Learn about the 2025 Benefits Plan.
For employers: How to sign up to offer benefits through the Board
To express your interest in offering benefits through the Board of Pensions, complete the KPCA Employer Application form and email it to memberservices@pensions.org.
If you have questions about your application or the Covenant Package, please call the Board at 800-PRESPLAN (800-773-7752) (TTY: 711).
Once your church enrolls, eligible ministers and staff will choose benefits via Benefits Connect.
Ministers and staff members working 20 hours or more per week in the KPCA can enroll in the
Covenant Package and any or all of the optional benefits below, effective Jan. 1, 2025. Additionally, ministers and staff members may be given the choice of any of the available benefits options offered through the Benefits Plan of the PC(USA), depending on their employers’ selections.
Benefits included in the Covenant Package
Defined Benefit Pension Plan provides members with a guaranteed monthly income — also known as a defined benefit — throughout their retirement.
Death and Disability Plan enables employees to protect their income and their loved ones if the unexpected happens.
Temporary Disability Plan generally provides income for up to 90 days from the date of the disability, after a seven-day waiting period.
Employee Assistance Plan allows employees to access counseling sessions and other resources to support their wholeness — at no additional cost.
Also included
Assistance Program offers grants for a variety of needs, including adoption, emergencies, and education expenses for all eligible members, housing supplements, income supplements, and medical grants for eligible retirees.
Lifelong learning through Board University provides educational programs for active and retired members of the Benefits Plan, and their spouses, surviving spouses, and partners, as well as seminarians.
Optional benefits
Retirement Savings Plan of the Presbyterian Church (U.S.A.), a qualified 403(b)(9) defined contribution church plan, allows participants to build additional savings for retirement.
Dental Plan provides 100% coverage for preventive and diagnostic care, as well as access to a wide range of basic and major services at significantly reduced costs.
Vision Plan helps to support vision health and gives employees the opportunity to save hundreds of dollars every year on the cost of eyeglasses, contacts, lens enhancements, and more.
Supplemental death benefits ensure loved ones receive additional protection above the amounts provided under the Death and Disability Plan or the Term Life and Accidental Death and Dismemberment Plan.
This is not a full description of the benefits and limitations of the plan. If there is any difference between the information presented here and the provisions of the Benefits Plan of the Presbyterian Church (U.S.A.), the plan terms will govern.
Independent contractors and non-payroll staff members of KPCA organizations are not eligible to enroll in these benefits.
If you need assistance and guidance as you enroll in your benefits plan, call the Board of Pensions for help: 800-PRESPLAN (800-773-7752) (TTY: 711). If you’re calling from outside the United States, please call 215-587-7200.
The Board of Pensions of the Presbyterian Church (U.S.A.) provides robust benefits and services to PC(USA) churches, agencies, and affiliated employers through the Benefits Plan of the PC(USA). God’s desire that everyone experience life abundant guides us in our mission to serve.
The Benefits Plan serves approximately 65,000 people with benefits and programs designed to foster an individual’s spiritual, health, financial, and vocational well-being.