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Medical Plan Comparison

PC(USA) congregations, employers, and affiliated employers can use this tool to compare coverage and out-of-pocket costs across the 2027 Medical Plan options to find the best fit for their organization and employees. The 2027 offerings include the three existing options (renamed PPO Premier, EPO Premier, and HDHP Premier), plus three new options (PPO Select, EPO Select, and HDHP Select) — for a total of six options.

Members enrolled in any of the six options:

  • have access to the Blue Cross Blue Shield (BlueCard PPO) national provider network*
  • can take advantage of features and programs that support health and well-being, such as generous preventive care benefits and the Mental Well-Being and Employee Assistance Plan (EAP)
  • can reduce their annual deductible(s) by up to one-third, depending on the option, by participating in Call to Health

For the PPO Premier option, deductibles and medical coinsurance out-of-pocket maximums are based on a member's effective salary; lowest/highest salary band is shown in the comparison.

If you are interested in offering additional medical options, please call 800-PRESPLAN (800-773-7752) (TTY: 711). An Employer Services representative can provide pricing information and answer any questions you may have.

Note for members: Please check with your employer to determine which medical options are available to you, as some options may not apply.

*All PPO, EPO, and HDHP medical options use the BlueCard PPO program, allowing members to access participating Blue Cross Blue Shield doctors, hospitals, and other providers across the country.


Plan Year: 2027

Select up to 3 plans to compare

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Select plans above to compare their benefits side by side.