Pastor's Participation is a comprehensive benefits package that provides support to ministers and their families. It is designed to meet the healthcare and retirement needs of ministers.
Pastor's Participation includes the following coverage for 2021. The total cost for employers to provide this comprehensive package is 37 percent of effective salary:
New benefit for 2021
Beginning January 1, 2021, ministers enrolled in Pastor's Participation will be provided with a new benefit as part of this package. The Temporary Disability Plan provides financial protection in the event of short-term disability for up to 90 days after a 14-day waiting period.
Employers are required to enroll all ministers in an installed position in Pastor's Participation. Ministers in non-installed positions who are regularly scheduled to work at least 20 hours per week may also be enrolled in Pastor's Participation.
For ministers enrolled in Pastor's Participation, employers may share in the cost of these additional benefits:
Employers also may offer flexible spending accounts (FSAs) to ministers in Pastor's Participation. Two types of FSAs are available: a healthcare FSA and a dependent care FSA. Employers pay $3.90 per employee per month for each employee who establishes a healthcare and/or dependent care FSA. Only one fee is charged per employee, whether the employee has one type of FSA or both.
Pastor's Participation provides access to the following programs** that help foster wholeness:
*An employer matching contribution to the Retirement Savings Plan is not considered part of effective salary, so the employer cost for dues-based benefits (such as medical coverage in Pastor's Participation or Pension Plan participation) is not affected. (A fixed employer contribution to the Retirement Savings Plan, as a percentage of pay or a dollar amount, is considered part of effective salary and included in the calculation of dues).
**Member must meet eligibility requirements.