The Retirement Savings Plan offers a variety of investment options through Fidelity Investments. These funds have various investment objectives and strategies that you can use alone or in combination to meet your retirement objectives.
When you enroll in the Retirement Savings Plan, you need to select one or more investment options for your contributions.
There are many investment options, each with a different investment risk and return profile, and the Enrollment Guide shows where each falls relative to the other options on that spectrum. Available fund options include:
The RSP Investment Options Guide includes a description of each fund. Fidelity provides a quarterly Investment Options Performance summary for the RSP funds, while more in-depth information can be found on the Fidelity website. You may invest in any of the available funds in one percent increments.
You may change your investment elections for your existing account balance and/or future contributions at any time. It’s a good idea to carefully read the investor information (prospectus) on Fidelity’s website for details about the funds and to learn about any fees associated with frequent investment changes.
You can change investment allocation (how your account is invested) and make exchanges among investment options on the Fidelity website, or by calling Fidelity Investments at 800-343-0860, Monday through Friday, from 8 a.m. to midnight ET.
Investment resources offered through Fidelity include a brokerage window (Fidelity BrokerageLink*), Personalized Planning & Advice* (investment advice through Strategic Advisers Inc., a Fidelity affiliate), online tools and education, and education workshops and seminars.
*These are optional, fee-based services.