Eligibility

Select the benefits available to your employees based on the provisions of the plans and the guidelines provided by the Benefits Plan of the Presbyterian Church (U.S.A.).

When selecting benefits for your organization, use the following guidelines to determine eligibility for employees and ministers.  

Employee eligibility

Employees may be offered any combination of the benefits under menu options.

A regularly scheduled workweek of at least 20 hours is required to participate in the following benefits

  • Medical Plan
  • Pension Plan
  • Death and Disability Plan

The following benefits do not have an hourly work requirement:

  • dental coverage
  • vision eyewear coverage
  • healthcare flexible spending accounts*
  • dependent care flexible spending accounts
  • Retirement Savings Plan

Read more details about benefits eligibility for employees.

*requires employees to enroll in the PPO or EPO options of the Medical Plan or an eligible medical plan of their choice

Minister eligibility

  • Installed pastors must be enrolled in Pastor’s Participation.
  • Employers may choose — and are urged — to provide Pastor’s Participation to all ministers who are regularly scheduled to work 20 or more hours per week.
  • There is no work-hour requirement for ministers in self-employed validated service to enroll in medical coverage.

Read more details about benefits eligibility for ministers.

Comparing menu options versus Pastor’s Particiption

This chart shows available benefits under menu options and Pastor’s Participation, which is required for installed pastors.

Benefits

 

Menu options

 

Pastor’s Participation: Installed pastors*

Retirement

Pension

Retirement Savings Plan

Pension

Retirement Savings Plan

Medical

Preferred provider organization (PPO),

exclusive provider organization (EPO), and/or

high deductible health plan (HDHP) and health savings account (HSA)

Preferred provider organization (PPO)

Death and Disability

Death and Disability Plan 
or group term life coverage

Death and Disability Plan 

 

Additional

Dental

Vision eyewear coverage

Flexible spending accounts (healthcare and dependent care)

Supplemental death

Supplemental disability

 

Dental

Vision eyewear coverage

Flexible spending accounts (healthcare and dependent care)

Supplemental death

Supplemental disability

*May include ministers not in installed positions working at least 20 hours per week, based on employer decision.

Dependents

Employees can add an eligible family member to Benefits Plan coverage during annual enrollment or within 60 days of a qualifying life event, such as marriage or the birth or adoption of a child.

Before finalizing the enrollment of an eligible family member, the Board of Pensions requires supporting documentation. When adding a dependent during annual enrollment, employees should follow the instructions on Benefits Connect to submit the required documentation:

  • To enroll a spouse, submit a copy of the marriage certificate.
  • To enroll a child, submit a copy of the birth certificate or legal documentation for adoption and legal guardianship. For any children of an employee’s spouse, the employee will need to submit a copy of the birth certificate or legal documentation for adoption or legal guardianship listing the spouse as a parent/guardian.