Minister’s Choice

The Board of Pensions continues to work to provide employers with more choices, and to serve more ministers with benefits that support wholeness. Beginning January 1, 2021, a new benefits package for ministers, called Minister's Choice, will be available.​

Announcing Minister’s Choice

Minister’s Choice is a new benefits package that provides important financial protection for ministers and opens the door to the Board's education and assistance programs.

By offering Minister's Choice, employers can help provide ministers and their families with a dependable source of income in retirement as well as peace of mind in knowing that their loved ones will be protected if the unexpected happens. Employers may offer Minister's Choice and select additional benefits from our Retirement Programs, Health Programs, and tax-advantaged accounts.

Why Minister's Choice?

There is no commercially available benefit that can reproduce the protection offered through Minister’s Choice. And, for the first time, ministers not enrolled in Pastor’s Participation will have access to important assistance and education programs that help cultivate wholeness and nurture ministries, like CREDO, Minister Educational Debt Assistance, and Healthy Pastors, Healthy Congregations — all through Minister’s Choice. These ministers will also have access to Board University and grants through the Assistance Program.  

Who's eligible?

Any minister who is not an installed pastor and is employed at least 20 hours per week is eligible for Minister's Choice. Installed pastors must still be enrolled for Pastor’s Participation.

What’s the cost?

The cost to employers is 10 percent of effective salary.

What’s included?

Minister’s Choice is intended to ensure all ministers have a level of financial protection by providing the following benefits:

Defined Benefit Pension Plan includes special features such as experience apportionments and pension credit accruals at the greater of actual salary (capped at statutory limits) or employment classification median. Also included are survivor pension benefits for the life of the member’s surviving spouse.

Death and Disability Plan protects members in the event of a long-term disability and provides survivor benefits.   

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Temporary Disability Plan (new for 2021) provides an income benefit for up to 90 days after a 14-day waiting period. It provides members with 60 percent of effective salary, capped at the Internal Revenue Service maximum ($285,000 in 2020). 

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Employee Assistance Plan, a confidential resource through Cigna Behavioral Health, provides members with access to counseling sessions; financial, tax, and legal assistance; identity theft consultation; resources for child and older adult care; and more — at no cost to the member.  

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Access to the following assistance and education programs* that help foster wholeness:


Can I still offer medical coverage?

Yes, employers may offer Minister’s Choice and select one of the medical options available through the Medical Plan (PPO, EPO, or HDHP) as well as other benefits. Employers may still choose to enroll any minister who works at least 20 hours per week in Pastor’s Participation.

Benefits Packages Comparison

​Pastor's Participation​Minister's Choice
Medical Plan

PPO (includes EAP)

EAP only​ 

​Death and Disability Plan
Temporary Disability Plan
Defined Benefit Pension Plan

  Included in package



We're here to help

​Have questions about Minister's Choice? Contact us.