How vision eyewear coverage works

​Vision eyewear coverage, administered by VSP, provides access to an extensive network of independent vision care providers.

You do not need an identification card for this coverage.

  • Simply tell your VSP Choice network provider you have coverage through VSP
  • Provide the last four digits of your Social Security number.

Benefits include the following:

  • an annual allowance for eyeglasses or contacts
  • discounts on extra glasses, sunglasses, lens enhancements, and more, when using VSP providers
  • freedom to use out-of-network providers and receive reimbursement for covered services up to a set maximum amount

This chart provides an overview of the benefits when using VSP network providers.

​Services/materials from a VSP Choice network provider ​
Annual benefitCopay
​Annual eyeglass frames and lenses ($150-$200 frame allowance​$25
Lenses, including scratching coating and standard progressives
Other lens treatments (Varilux), anti-reflective coatings (Crizal), transitions and tints are discounted an average of 20%-25%
Contact lens exam and fitting
​Contact lenses ($175 allowance)​$0

​Extra $50 to spend on featured frame brands for glasses and sunglasses. Go to the VSP website for details.

30% savings on additional glasses and sunglasses, including lens enhancements, from the same VSP provider on the same day as your annual well vision exam.

Or get a 20% discount from any VSP provider within 20 months of your annual well vision exam by a VSP provider.


Note: Vision eyewear coverage does not cover eye exams. If vision eyewear coverage is offered without medical coverage, or if you waive medical coverage and elect only vision eyewear coverage, no eye exam benefit is available.

Finding providers

You can maximize your benefits by using providers who participate in the VSP Choice Network:

  • Go to the VSP website.
  • Provide the requested information.
  • Click the Search button.

Out-of-network providers

This chart provides reimbursement amounts when using out-of-network providers.

​Services/materials from an out-of-network provider ​
​Frames​Up to $70
​Single vision lenses​Up to $30
​Lined bifocal lenses​Up to $50
​Lined trifocal lenses​Up to $65
​Progressive lenses​Up to $50
​Contacts​Up to $105