How vision eyewear coverage works

Vision eyewear coverage, administered by VSP, helps with the cost of prescription eyewear by providing an annual benefit for either glasses or contacts.

Benefits when using VSP network providers

You can maximize your benefits and save hundreds of dollars on your out-of-pocket costs for glasses and contacts by using providers who participate in the VSP Choice network.

  • You can get a pair of glasses from a network provider once a year and pay just a $25 copay.
    • If you choose frames that cost more than the plan’s annual allowance of $150, you pay the copay plus the difference between the actual cost and the allowance.
    • If you choose a featured brand frame, you’ll get an extra $50* to spend for a total allowance of $200. Log on to VSP’s website for details.
    • You get a 20 percent discount on amounts over the allowance, as well as savings on popular lens enhancements.*
  • If you choose contacts instead of glasses, you pay a $25 copay for the exam and fitting and nothing for your contacts up to a $175 annual allowance. Amounts over the allowance are discounted 20 percent.*
  • You also enjoy savings on extra pairs of glasses and sunglasses from any VSP provider within 12 months of your last well vision exam by a VSP provider.

*Brands/promotions subject to change. Extra $50 and 20% savings do not apply to Costco, Walmart, or Sam’s Club.

To access your vision eyewear benefits

  • simply tell your VSP Choice network provider you have coverage through VSP; and
  • provide the last four digits of your Social Security number.

There’s no identification card needed; however, if you’d like a card as a reference, you can print one from the VSP website.

You also have freedom to use out-of-network providers and receive reimbursement for covered services up to a set maximum amount.

Note: Vision eyewear coverage does not cover eye exams. If vision eyewear coverage is offered without medical coverage, or if you waive medical coverage and elect only vision eyewear coverage, no eye exam benefit is available.

Finding network providers

To find providers who participate in the VSP Choice Network

  • go to the VSP website;
  • provide the requested information; and
  • click the Search button.

Eyeconic

You can use your vision eyewear coverage to receive network savings on glasses or contacts purchased at Eyeconic. In addition to the convenience of shopping 24/7 online, you get a complimentary frame adjustment or contact lens consultation from a VSP Choice network provider’s office to ensure your eyewear fits properly.

To apply your benefits to online purchases, create an account on the Eyeconic website, and enter your vsp.com username and password when completing the Eyeconic account. When you select a product, Eyeconic will show you how much of the retail price is covered by your vision eyewear benefit.

Out-of-network providers

If you use an out-of-network provider, you can submit a claim to VSP for reimbursement, as shown in the chart below.

To submit claims online, log in to the VSP website, access the Benefits & Claims tab, and select Claims & Reimbursement; then click Start New Claim and follow the prompts to upload your receipts. You can also print and mail copies of your claim form and receipts to VSP.

​Services/materials from an out-of-network provider ​
​Description ​Reimbursement
​Frames​Up to $70
​Single vision lenses​Up to $30
​Lined bifocal lenses​Up to $50
​Lined trifocal lenses​Up to $65
​Progressive lenses​Up to $50
​Contacts​Up to $105