Vision eyewear coverage costs

​Employees may purchase coverage in four tiers: Member-only, Member + Spouse, Member + Child(ren), and Member + Family. Employers may, but are not required to, contribute toward the cost of vision eyewear coverage.

Cost of covered vision eyewear

In addition to the monthly cost of coverage, you share in the cost of covered eyewear. This chart provides an overview of your costs when using VSP Choice network providers.

Services/materials from a VSP Choice network provider
Annual benefit Copay
​Annual eyeglass frames ($150 allowance)​$25
​Lenses, including scratch-resistant coating and standard progressives
Average savings of 20%-25% on other lens enhancements (see VSP Choice plan lens enhancements below)
​$0
​OR
Contact lens exam and fitting
​$25
​Contact lenses ($175 allowance)​$0

Additional savings

​If you choose a featured brand frame, you’ll get an extra $50* to spend, for a total allowance of $200. Log in to the VSP website for details.

20% savings* on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last well vision exam by a VSP provider.

*Does not apply to Costco, Sam’s Club, or Walmart.

​N/A

When you purchase glasses from a network provider, you should expect to pay no more than the following costs — which represent 20 percent to 25 percent savings — for these popular lens enhancements.

​VSP Choice plan lens enhancements* ​You pay**
​Single vision ​Multifocal
Solid tints and dyes — reduce the amount of light coming through lenses

Pink I and II

​$0​$0

Except Pink I and II

​$15​$15
​Plastic gradient dye — usually dark at the top and lighten gradually toward the bottom​$17​$17
UV protection — can block 98%-100% of transmitted and reflected UVA and UVB rays​$10-$16​$10-$16
Scratch-resistant coating — increases lens resistance to scratching and pitting​$0​$0
Polycarbonate lenses — one of the thinnest, lightest, and most impact-resistant materials available, also provide UV protection and scratch-resistance  

​Adult

​$31​$35

Children

​$0​$0
Anti-reflective coating — can reduce eyestrain caused by glare, reflections, blue light from digital devices, and halos you see around lights at night, plus helps to protect lens from scratches, smudges, dust, and water​$41-$85​$41-$85
Photochromic lenses — automatically darken in sunlight and lighten when out of sunlight​​$33-$70​​$41-$82
Progressive lenses — line-free lenses that gradually change power with distance  

Standard progressive

​$0​$0

Premium progressive — provide a wider field of view in the distance and reading areas than a standard progressive lens

​N/A​$95-$105

Custom progressive — offer a more customized fit and utilize more advanced technology, such as digital surfacing, for enhanced clarity

​​N/A​​$150-$175

​*Costco, Walmart, and Sam's Club prices already include savings. Members will pay the usual and customary fee.

**Prices shown are effective July 1, 2013, and reflect the standard plastic lens price for each respective category. Premium lens enhancement prices may vary. Prices are valid only through VSP Choice network providers and are subject to change without notice.

Example

Here’s an example of what your out-of-pocket costs may be when using a VSP Choice network provider. Assume you choose a $200 featured brand frame with single vision lenses, including scratch-resistant coating and plastic gradient dye. In this example, you could expect to pay no more than $42 for your glasses:

  • $25 copay for annual eyeglass frames ($150 annual allowance plus additional $50 for featured brand for total allowance of $200)
  • $0 for single vision lenses (including scratch-resistant coating)   
  • $17 for plastic gradient dye lens enhancement (your cost should not exceed this amount)    

This example is for illustration only; your actual costs may be different.

If you use an out-of-network provider, you pay the entire cost for glasses and contacts, and then submit a claim for reimbursement.