You can elect to participate in dental coverage if your employer offers it.
If your employer offers the Dental Plan, you may enroll for it within 60 days of starting employment, or an initial benefits eligibility date set by your employer (if later than the date your employment started). You also may choose to waive coverage.
You elect dental coverage separately from any medical or other benefits coverage. You may purchase coverage in one of four levels:
Your employer may, but is not required to, contribute toward the cost of dental coverage.
If you elect the DMO, you will need to select a primary care dentist (PCD) for each covered family member and enter the DMO primary office number as part of the enrollment process; this information can be found on Aetna’s website. You and your covered family members do not have to select the same PCD, and you may each change your PCD at any time.
You may also enroll or change benefits elections during annual enrollment, in the fall. Mid-year changes typically are not allowed unless you have a qualifying life event, such as a marriage or birth of a child. Changes must be made within 60 days of the qualifying life event.
When enrolling a family member, you must provide required documentation; for example, a marriage license, birth certificate, or adoption decree, along with the family member’s birth date and Social Security number.
Your children under the age of 26 may be enrolled for coverage regardless of whether they are financially dependent on you, are a full-time student, are married, or live with you. Dependent, totally disabled children who are covered under the plan before they reach age 26 also are eligible.