Group term life coverage

​Group term life coverage provides death benefits coverage if you are not otherwise covered through the Death and Disability Plan.

Amount of benefit

Your employer selects the amount of group term life coverage provided: $5,000, $10,000, $15,000, $20,000, $25,000, or $50,000.

Enrollment

Your employer may choose to enroll you in group term life coverage if you are regularly scheduled to work at least 20 hours per week and are not otherwise covered under the Death and Disability Plan.

If your employer provides group term life coverage, you will be automatically enrolled. The only action you need to take is to designate a beneficiary to receive death benefits.

No evidence of insurability is required at any time.

Group term life coverage may not be converted to an individual policy and is not available during retirement.

If you are enrolled in group term life coverage, you may also elect supplemental death benefits coverage for yourself, your spouse, and/or your children, if your employer offers it.

Cost/contribution

Cost of group term life coverage is fully paid by your employer.