The exclusive provider organization (EPO) option offers comprehensive coverage for care from network providers, at a lower monthly cost to both you and your employees than the PPO. EPO participants have access to the same Blue Cross Blue Shield network of physicians, hospitals, and other healthcare providers as members in the PPO.
The EPO does not cover out-of-network care; however, 97 percent of current Medical Plan members receive their care from network providers, making the EPO a lower-cost option than the PPO while still providing the same network access as the PPO.
Here are key details about EPO coverage:
Read more details about costs to EPO participants.
The EPO includes unique features — available with all Medical Plan options — that provide exceptional value and promote well-being and wholeness.
Employers may choose to offer the EPO to employees who are regularly scheduled to work at least 20 hours a week. There is no work-hour requirement for ministers in self-employed validated service to participate in this coverage option.
Employees enrolled in the Medical Plan have access to Call to Health, the Board's online well-being program. Participants in this program complete challenges to improve wholeness in four key areas — spiritual, health, financial, and vocational — and earn points toward reduced deductibles for the following year.
Benefits Plan members have access to online and in-person learning opportunities through Board University. These offerings promote wholeness in all areas: spiritual, vocational, health, and financial.
The Assistance Program provides financial assistance to employees and their families in need. The program offers many types of grants — all need based — in amounts ranging from a few hundred to many thousands of dollars.