Group term life coverage

​Group term life coverage is available for employees who are not offered coverage through the Death and Disability Plan.

Your employer may provide group term life coverage to you in one of six amounts:

  • $5,000
  • $10,000
  • $15,000
  • $20,000
  • $25,000
  • $50,000


Employees are eligible for group term life coverage if they are

  • scheduled to work at least 20 hours weekly;
  • not enrolled in Pastor's Participation or the Death and Disability Plan through menu options.

No evidence of insurability is required at any time.


Employees may not contribute to the cost of this coverage. Cost of coverage to the employer is 20 cents per month per $1,000 of coverage. The rates are not based on age, and there are no separate smoker rates.