The Board of Pensions provides robust benefits and services to Presbyterian Church (U.S.A.) churches, mid councils, agencies, and affiliated employers, including educational institutions, camps and conference centers, retirement and senior housing communities, and human services organizations.

Explore our benefits

Healthcare

Medical Plan

All three coverage options — a preferred provider organization (PPO), an exclusive provider organization (EPO), and a qualified high deductible health plan (HDHP) — include high-value features, such as generous preventive care and prescription drug benefits, a telemedicine option, and Call to Health, our online well-being program.

Dental coverage

This benefit provides coverage for a wide range of basic and major services and orthodontic treatment, saving employees money on dental care and helping to support overall health and well-being.

Vision eyewear coverage

Members can save hundreds of dollars every year on the cost of eyeglasses or contacts and more through this low-cost benefit.

Tax-advantaged accounts

Flexible spending accounts

Participants can save on eligible healthcare and dependent care expenses by setting aside pretax dollars in a flexible spending account. Healthcare FSAs can be used to pay for eligible healthcare expenses, such as deductibles, copays, and prescription drugs. Dependent care FSAs can be used to pay for eligible child and elder care expenses.

Retirement and income security

Retirement Savings Plan

The Retirement Savings Plan of the Presbyterian Church (U.S.A.), a 403(b)(9) plan, can help participants build savings and achieve long-term retirement goals. When you offer this plan to your employees, you provide them with a savings tool — with both tax-deferred and Roth after-tax contribution features — that can help them live with greater financial security in retirement.

Pension Plan

Provide financial security to your employees with the Pension Plan. Participants receive guaranteed monthly income throughout retirement, funded through employer dues and investment earnings.

Death and Disability Plan

This plan offers peace of mind and income security through death and disability benefits, as well as supplemental coverage.

Group term life coverage

Provide employees not offered coverage through the Death and Disability Plan with the security that comes from knowing their loved ones will have coverage. This low-cost group term life coverage is not age-rated, and no evidence of insurability is required.

The value of partnership

When you offer benefits through the Board of Pensions, you gain a partner who is committed to serving you and your employees with professional expertise and care. We distinguish ourselves in the marketplace with our unique plan design and personalized service:

Commitment to wholeness and mutual care. Our philosophy of benefits is based on the concept that we live in a caring community with one another. This is reflected through our benefits.
Collective purchasing power. We are a leader in the Church Benefits Association and part of the association’s purchasing coalition, which results in the ability to negotiate lower administrative costs and highly favorable contract terms with vendor partners.
Nonprofit status. As a nonprofit, we are able to offer competitive pricing without regard for profit or shareholder demands. We pass along these savings to our employers and plan members.
Culture and tradition of service. Our commitment to service excellence is a defining characteristic of who we are and what we do. Part of our value can be found in the ongoing personalized service support and administrative resources we provide employers and members at no additional cost.

A culture and tradition of service

Our in-house customer service team is staffed by highly trained representatives who provide caring, thoughtful guidance to employers and plan members. Read more about the administrative resources and personalized service support we provide.

Our plans