The Disability Plan of the Presbyterian Church (U.S.A.) is designed to provide you with a source of income and continued benefits in the event you become disabled. Any member of the Benefits Plan for whom a participating employing organization is paying death and disability dues is eligible.

Plan Overview

This introduction to the Disability Plan explains the definition of disability, eligibility requirements, and benefit amounts and durations. more

Applying for Disability Benefits

This section reviews the situations in which disability benefits protect you, the pre-existing condition clause, and the application process for disability benefits. more

How Your Benefit is Calculated

Illustrated with examples, this section explores how various factors (including effective salary) contribute to your final benefit calculation. It also demonstrates how other benefit sources can combine with the Plan to cover your financial needs. more

Optional Supplemental Disability Benefits

If you earn $100,000 or more, the Optional Supplemental Disability Plan allows you to protect more of your income than is provided for by the standard Disability Plan, which covers the first $90,000 of your salary. more

Reviews, Suspensions, Terminations, and Appeals

When disability benefits are approved, the approval is for a limited period of time and is subject to regular review by Liberty Mutual. Suspension or termination of benefits may occur if you fail to meet your responsibilities. In these cases, you still have the right to appeal. more