You can protect your family and loved ones with additional death benefits by subscribing to the Supplemental Death Benefits program.

Members may choose from eight levels of coverage for themselves: $25,000, $50,000, $75,000, $100,000, $150,000, $200,000, $250,000, or $300,000.

A member may also cover his/her spouse by choosing from four levels: $25,000, $50,000, $75,000, or $100,000; and their child(ren) from two levels: $5,000 or $10,000.

This coverage is not the same as the survivor's pension, the lump sum death benefit, or the salary continuation benefit. This is an optional program that allows you to increase the security you offer to your beneficiaries upon death if you are under the age of 70.

Eligibility

Active members enrolled for Death and Disability benefits are eligible to apply for the Supplemental Death Benefits program.

If you enroll when first eligible, you may subscribe for $25,000 or $50,000 without medical underwriting. To subscribe for a higher coverage level when first eligible or for any amount during an open enrollment period, you must present satisfactory evidence of insurability.

Evidence of insurability is required for coverage on your spouse. However, evidence of insurability is not required for coverage on your children.

Retirees may continue coverage they have in effect at retirement until they reach age 70. They cannot increase or add coverage after retirement.