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Lump Sum Death Benefit for Members with Eligible Dependents

If you die with death benefits coverage while an active, disabled, or unemployed member, your eligible survivor(s) will receive a Lump Sum Death Benefit equal to the greater of:

  • your annual effective salary (subject to the maximum salary limit of $90,000)
  • the church-wide median salary for your employment classification (prorated for part-time employment)

This amount is the Death Benefit Basis. The Death Benefit Basis is then multiplied by the percentage corresponding with your age.

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Eligible Survivors

  1. Your spouse, provided you were married for at least one year before your death or before any retirement or disability benefits began
  2. Your unmarried dependent children under age 21 and unmarried permanently disabled children age 21 or over, provided they were dependent on you for support for 12 months prior to and on the date of your death
  3. Your dependent parents
  4. Your unmarried dependent sisters or brothers under age 21 and unmarried mentally or physically handicapped sisters or brothers age 21 or over, provided they were dependent on you for support for twelve months prior to and on the date of your death

Lump Sum Death Benefit for Members without Eligible Dependents

If you die with death benefits coverage while an active or disabled member or a member on the Transitional Participation Basis and you have no eligible dependents, your estate will receive a benefit. The benefit is equal to 100% of the greater of your annual effective salary (up to $90,000), or the churchwide median effective salary for your employment classification (prorated for part-time employment). This amount is the Death Benefits Basis.

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