Eligibility

The Death Benefit provisions of the Benefits Plan of the Presbyterian Church (U.S.A.) protect you when:

• you are in active service with an eligible employing organization
• your employer is remitting dues for Death and Disability coverage on your behalf
• your dues are current
• you are a retired member who meets the Rule of 70* and receives a monthly retirement pension benefit
• you are a disabled member receiving a monthly disability benefit

You must be employed in eligible service for a minimum of 20 hours per week. Eligibility and participation requirements for church employees are:

• Ministers of the Word and Sacrament
  The Book of Order (G-14.0506) mandates coverage for installed positions, but participation is elective for Specialized Ministries and temporary pastoral positions.
• Lay Employees
  Lay employees of local churches, governing bodies, and agencies may be enrolled by their employers within each employment classification.
• Members on Transitional Participation Basis
  Members on Transitional Participation Basis may continue their coverage for a limited duration if seeking new eligible service.

* Rule of 70: You must be age 55 or older when you terminate service, have at least five years of Benefits Plan participation, and your age and years of Plan participation at termination must equal 70 or more.