Liberty Mutual, the Board’s partner in medical case management of disability claims, determines whether a member is likely to return to his or her occupation. If that seems unlikely, Liberty Mutual may conduct an employability assessment.
An employability assessment helps to determine the member's ability to work and identifies other occupations for which a member is suited by education, training, and/or experience. If appropriate, a vocational rehabilitation specialist works with a member as he or she progresses.
If the member's physicians believe that the transition to full-time employment should be gradual, Liberty Mutual considers this a trial work period, and disability coverage may supplement a member’s earnings for a limited time. Where appropriate, the Board will approve trial work periods or other programs recommended by Liberty Mutual.
If a member is physically or mentally able to perform in an occupation based on education, training, and/or experience after the initial 24 months of disability, disability benefits terminate.
The Board reserves the right to suspend or terminate benefits if a member refuses to cooperate in good faith with employability assessments or vocational rehabilitation programs.