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Ongoing Review Process

Disability benefits are approved for a limited period. The Board reserves the right to require and review evidence of continuing disability from time to time.

Generally, disability benefits are reviewed every three to six months during the initial 24 months. If you are receiving disability benefits, Liberty Mutual will contact you about the review process before the approved period expires. At that time, you and your healthcare providers will be required to provide updated information so ongoing eligibility for disability benefits can be established. If you or your physicians fail to return all forms, completed appropriately, to Liberty Mutual before the approval period expires, benefits may be suspended.

Your disability status will be reviewed before the first 24-month period expires to determine whether the disability meets the broader definition of disability that applies after that period.