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Income Supplements

The Assistance Program of the Board of Pensions provides Income Supplements to raise to certain levels the monthly income of retired Presbyterian Church (U.S.A.) ministers and employees and their surviving spouses in need.

This assistance ensures ministers and employees who have served the Church for many years at modest wages can live with dignity during retirement. Income Supplements typically run for the duration of retired church workers' lives, unless their financial circumstances change.

Eligibility

To qualify, retired members or surviving spouses must

  • be age 65 years or older;
  • be receiving a retirement or survivor's pension from the Benefits Plan;
  • have 20 or more years of service to the PC(USA) and a commensurate period of participation in the pension portion of the Benefits Plan*; and
  • have a total income as a single person of less than $30,420 annually, or as a married couple of less than $36,540 annually.

*Partial supplementation may be available for those with at least 10 but fewer than 20 years of service to the PC(USA), during which they participated in the Pension Plan.

Amount

The amount of support you may receive depends on your total income from all sources, a target income based on your years of Pension Plan participation and marital status, and your Social Security participation.

Your years of Pension Plan participation and marital status determine your target (maximum annual) income, as follows: 

2018 Income Supplement maximum annual income
Years of Pension Plan participation
Retired single members
 
Retired members with spouses
10 to < 20
  Prorated
  Prorated
20 to < 25
  $30,420
  $36,540
25 to < 30
  $31,941
  $38,367
30 or >
  $33,462
  $40,194

 

If you are not receiving Social Security benefits, the Board assumes you have secured alternate protection, and any assistance is reduced by the amount the Board determines would have been payable under Social Security.

How to receive a grant

To receive Income Supplements:

More information

For more information, call the Assistance team of the Board of Pension at 800-773-7752 (800-PRESPLAN).