Three medical coverage options now available to seminarians

July 10, 2019

When the enrollment period opens, seminary students will find the HDHP among their choices.

The Board of Pensions provides support all along the arc of ministry — from seminary to first calls, through active ministry, and into retirement. That includes providing affordable medical coverage to seminarians.

Seminary students now have another medical option available through the Benefits Plan of the Presbyterian Church (U.S.A.), giving them additional flexibility and choice. When their enrollment period opens August 1, 2019, the high deductible health plan (HDHP) will be among their coverage choices, along with the preferred provider organization (PPO) and exclusive provider organization (EPO).

The HDHP is the most affordable of the three coverage options, all of which the Board substantially subsidizes for seminarians. The PPO and EPO rates will remain at current levels in the coming year. Seminarians are encouraged to begin considering the differences among the plans now. Enrollment runs through September 15, 2019, for coverage effective September 1, 2019.

Those who enroll in the HDHP may use a health savings account (HSA) to pay for qualified healthcare expenses on a tax-advantaged basis. Any IRS-approved trustee, such as a bank or an insurance company, or the Board’s business partner, Further, can set up their HSA. Their relationship with Further would be an individual one.