Make a difference with socially responsible investing

November 14, 2019

Retirement Savings Plan participants can align their investments with Presbyterian Church (U.S.A.) values, through socially responsible funds.

While socially responsible investing (also known as socially conscious, sustainable, or ethical investing) is on the rise, the Retirement Savings Plan of the Presbyterian Church (U.S.A.) has offered PC(USA) values-based investment options for almost 20 years through these two fund options:

  • The PC(USA) Socially Responsible Balanced Fund, composed of approximately two-thirds equities (stocks) and one-third bonds, seeks income and capital growth consistent with reasonable risk.
  • The PC(USA) Socially Responsible U.S. Equity Fund invests almost entirely in equities and may be attractive to investors who are more comfortable with stock market volatility.

Over the last 10 years, as of September 30, 2019, the PC(USA) Socially Responsible Balanced Fund and PC(USA) Socially Responsible US Equity Fund have realized average annual returns* of +9.25 and +12.16 percent, respectively.

The Board of Pensions seeks, and implements, positive energy strategies. In 2017, the Pax Global Environmental Markets Fund Institutional Class was added to the Retirement Savings Plan investment lineup. This diversified, international, fossil-free fund invests in companies focused on sustainable practices in environmental markets, including energy and agriculture. Read more about environmental stewardship and the Retirement Savings Plan investment options and performance.

Managing your investments

At any time, you can change how your Retirement Savings Plan account is invested by logging into your Fidelity account, or by calling Fidelity Investments at 800-343-0860, Monday through Friday, 8 a.m. to midnight ET. If you are not participating in the Retirement Savings Plan, talk with your employer about getting started.

*Investing involves risk, including risk of loss. The value of your investment will fluctuate over time and you may gain or lose money.