As your lifestyle changes during retirement, you may want to move to accommodate significant changes in your life or in the lives of your family members.
Housing Community Options
If you decide to move into a retirement housing community, you have multiple options.
- Independent Housing: These complexes are designed for healthy, active adults who do not require support services. They often include at least one meal a day in a common dining room.
- Retirement Community: Usually for ages 55 and older, these neighborhoods can offer single-family homes, apartments, condominiums, or a combination of these.
- Active Adult Community: These communities usually offer spacious homes and a clubhouse that hosts a variety of activities planned by the residents.
- Continuing Care Retirement Community: These communities provide a continuum of care that enables retirees to move to areas of greater or lesser care as their requirements change. They include independent living, assisted living, and nursing home care.
- Assisted Living Facility: These facilities are designed for older adults who need assistance with daily living and 24-hour supervision. Residents have their own apartments and share public areas.
- Personal Care Home: These multi-unit facilities can accommodate a limited number of adults, provide personalized service plans, and offer meals and assistance with daily living activities, such as bathing and dressing.
- Nursing Home: These licensed facilities help care for those with long-term illnesses or disabilities.
- Memory/Alzheimer’s Units: These units, which serve residents with Alzheimer’s or other forms of memory loss, are sometimes offered at residential, assisted living, or nursing care facilities.
If you or your family members would like to live in a Presbyterian-based community, the Presbyterian Association of Homes and Services for the Aging (PAHSA) can direct you to one of the more than 400 Presbyterian-sponsored facilities in the United States.
PAHSA is an independent, not-for-profit association representing organizations that provide residential communities, healthcare facilities, and services to older adults of all faiths. These include many housing options; nearly every income level is served.
For more information about the PAHSA, visit pahsa.org.
Housing Supplements through the Assistance Program
If you are a retired church worker or a surviving covered partner, and you meet certain eligibility requirements, you may qualify for Housing Supplements from the Assistance Program of the Board of Pensions.
If you qualify, you may receive financial assistance to help with the costs associated with a current home or apartment or paying the monthly room and board fee for a unit in a retirement community. Under certain circumstances, this program may also help with the cost of an entrance fee to a retirement community.