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Investment Options

To help you diversify your assets, the Retirement Savings Plan offers a variety of investment options through Fidelity Investments. Some funds may offer a moderate and more predictable investment return with less risk to your principal. Other funds may involve greater risk with the opportunity for greater return. 

You may invest in any of the available funds in one percent increments. You also can change your investment elections for your future contributions and/or existing account balances at any time (although certain funds have short-term trading fees).

This chart lists the individual options with links to fund descriptions. For recent performance, see the Presbyterian Church (U.S.A.) Investment Options Performance Update provided by Fidelity, or log in to NetBenefits® at and click on the Quick Links down arrow, then Investment Performance and Research.

Money Market Fidelity Investments Money Market Government Portfolio – Institutional Class
Bond Fidelity® U.S. Bond Index Fund – Institutional Class
Balanced PC(USA) Socially Responsible Balanced Fund
Domestic Equity
      AllPC(USA) Socially Responsible US Equity Fund    
​      LargeFidelity® 500 Index Fund – Institutional Class
     Large Value T. Rowe Price Equity Income Fund
​     Large GrowthFidelity® Growth Company Fund – Class K
​    Small/MidFidelity® Extended Market Index Fund – Premium Class
​    Small Value Royce Opportunity Fund Institutional Class
International Equity           Fidelity® Diversified International Fund – Class K
Global Equity            Pax Global Environmental Markets Fund – Institutional Class           
Real Estate Fidelity® Real Estate Investment Portfolio
Target Retirement Date Fidelity Freedom® Index Funds

Investment Resources

Managed Accounts — provides access to Strategic Advisers Inc., an affiliate of Fidelity Investments, who help create an appropriate investment strategy and actively manage an account portfolio based on individual personal risk profiles and preferences. Fees vary based on total assets invested.

Brokerage Window —  Fidelity Investments’ BrokerageLink combines the convenience of the RSP with the flexibility of a brokerage account. Select from thousands of mutual funds beyond the investment options offered in the RSP, and direct future contributions or a portion of your existing RSP account through BrokerageLink. Fees vary based on investments. If you invest in funds through the brokerage window that are available in the RSP, the fees will be higher through the window.

For more information about Managed Accounts, BrokerageLink or other features of the RSP, visit Fidelity NetBenefits® at or call a Fidelity representative at 800-343-0860 (reference plan 57887).