The Board must certify any disability. You may be considered to be disabled if you are unable to perform your regular work duties due to sickness or bodily injury.
After 24 consecutive months of a certified disability, you may still be considered disabled if, due to sickness or bodily injury, you cannot perform any type of work for which you are suited by education, training, and/or experience.
You may apply for disability benefits if your physician has stated that you are unable to work for more than 90 consecutive days while recovering from an illness or injury.
This is the application process:
- The member calls the Board for an intake interview with a Disability Specialist.
- The Board opens a claim with Liberty Mutual, its disability medical case manager.
- The Board sends the member a Disability Information Packet, or it may be downloaded from pensions.org but should not be submitted until after the intake interview.
- Liberty Mutual sends the member a form for the attending physician and a form to grant authorization to obtain and release medical records.
- If a member is physically or mentally unable to complete the forms, a power of attorney or authorization form must be included with the completed application or on file with the Board or Liberty Mutual, allowing a designee to act on the member’s behalf.
- Liberty Mutual notifies the member that it has received the forms and contacts the attending physician.
- Liberty Mutual makes a recommendation on the application.
- The Board decides whether to certify the member as disabled.
Application Time Limit
If you are otherwise eligible, and you do not apply for the benefit when the disability begins, you may still apply if less than 12 months have elapsed since the disability began.