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Pension Plan Benefits

If you are 62 or older when a disability begins, the Board reduces your disability benefit by the annual retirement pension benefit you receive when you reach age 65 or at the effective date of disability ― whichever occurs later.

If you do not initiate your retirement benefit at age 65, or upon disability initiation if you are older than 65 when you become disabled, the Board will reduce the disability benefit by the estimated annual retirement pension benefit. When you initiate your retirement pension benefits at age 65 or when you are disabled, if after, you ensure that you complement the reduced disability benefit. If the retirement pension benefit is greater than the plan’s disability benefit, you will receive the annual minimum disability benefit.