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Fidelity Announces Lower Expenses on RSP Socially Responsible Options


The Board of Pensions periodically reviews the Retirement Savings Plan of the Presbyterian Church (U.S.A.) (RSP) to make sure it continues to help participants meet their retirement and financial goals. The Board understands that the fees and expenses of the investments selected by participants have an impact on overall returns.

Therefore, we are pleased to announce that, effective January 1, 2018, Fidelity Investments, record keeper for the plan, reduced the expense ratios of the two RSP investment options below. (The expense ratio is the total percentage of fund assets used to operate the fund.) Please note these changes do not impact the funds' codes, ticker symbols, or investment strategies/risk — only the overall expenses. No action is required by RSP participants.

​Investment Option​Previous Expense Ratio
​New Expense Ratio
(as of 1/1/2018)
​PC(USA) Socially Responsible Balanced Fund​0.34%​0.24%
​PC(USA) Socially Responsible U.S. Equity Fund​0.35%​0.25%


To learn more about the RSP, visit or read the Retirement Savings Plan Benefits Overview on 

For additional information, call Fidelity at 800-343-0860 (mention plan #57887) or call the Board of Pensions at 800-773-7752 (800-PRESPLAN) and speak with a service representative.